Staffing Hired & Non-Owned Insurance
Any firm’s automobile liability exposure increases when employees use their own vehicles for business purposes on behalf of their employer. Staffing firms, however, have an additional exposure that other industries do not have: employees driving the vehicles of the staffing firm’s clients. Contractually, most clients require the staffing firm to be responsible for a client’s liability as a result of the staffing firm’s employee being involved in an accident while using the client’s vehicle. Not all staffing firm Hired and Non-Owned Auto policies provide coverage for client’s liability when a staffing firm’s employee is driving the client’s vehicle. You need to be sure your policy includes this coverage.